Our philosophy is simple: invest smarter. Although it may sound like we are against risk, that couldn’t be further from the truth. Some individuals want to take risk. That’s ok.
Risk should be taken with your own education. Real estate investors, business owners, and stock market traders all take risks based on their own education.
However, allowing someone else to manage your money and take these risks often will not benefit you. Sure, many advisors out there are being honest and ethical. But that doesn’t necessarily mean it’s going to work out for you.
The majority of those saving for retirement have jobs or businesses that they are good at. Their time translates into monetary gain. By saving more money in safe, predictable investments most people will achieve all of their financial and retirement goals.
Safe investments work. Risk should be a decision you make based on your own education. An advisor cannot advise you on your risk, only show you safe places to put that capital when it isn’t in use.