Budgeting isn’t the most engaging topic in finance, but it’s crucial if you want to take control of your money. An individual’s income is often blamed for lack of financial freedom, but what many Americans don’t realize is that budgeting can drastically change your financial status regardless of income level. The money is in the details — did you know that you can save more than $100,000 throughout your lifetime by simply bringing a packed lunch to work everyday. Subtleties like this can be taken advantage of through proper budgeting.
Over the past few years several comprehensive budgeting tools have emerged on the market. This article will outline three of the most popular budgeting tools available to help provide you with some stepping stones to creating the perfect budget today!