Overview

Wealth Tree Financial, LLC. and its affiliates (collectively, “we” or “us”) are serious about protecting your privacy. We understand your concerns with regard to how information about you is used and shared, and we appreciate your trust that we will do so carefully and sensibly. This notice (this “Privacy Policy”) describes what information we collect about you, how we collect it, how we use it, with whom we may share it, and what choices you have regarding it. This Privacy Policy is incorporated into and is a part of the Wealth Tree Financial Terms of Use of the Wealth Tree Financial Website (wealthtreefinancial.com) any replacement site, the “Site”). We encourage you to become familiar with the terms and conditions of both this Privacy Policy and the Wealth Tree Financial Terms of Use. By accessing and using the site, you agree that you have read and understand this Privacy Policy, and you accept and consent to the privacy practices (and any uses and disclosures of information about you) that are described in this Privacy Policy.

What Information Do We Collect?

We may collect certain identifying information from or about you in connection with your use of or submissions to the Site (collectively, the “Collected Information”). For example, if you request information from us through the Site, you may submit your name and contact information, such as your email address, mailing address, or telephone number, to us. If you register to access and use software hosted by Wealth Tree Financial through the Site (the “Software”) or purchase products sold or licensed through the Site, you may provide information like your credit card number and other financial information. If you inquire about or apply for a job with us through the Site, you may provide us with information on your, educational background, employment history, or overall compensation.

In addition, we may retain the content of, and metadata regarding, any correspondence you may have with us or our representatives, regardless of the mode of communication by which such correspondence was made. This information helps us to improve the Site and/or the software and the online media, content, materials, opportunities, and services that we feature or describe on the Site and/or in the Software, and to more effectively and efficiently respond to both current and future inquiries.

As with many other websites, the web servers used to operate and host the Site (as well as those used to host the Software) may collect certain data pertaining to you and the equipment and communications method that you use to access the Internet, the Site and/or the Software.

For security reasons and to confirm the integrity of our data, Wealth Tree Financial may combine components of this data with other sources of information which may identify you. Unless otherwise described in this Privacy Policy, our Wealth Tree Financial Terms of Use, or (if applicable, the Software License Agreement), such identifying information will be used solely for our internal business purposes. In addition, the information we collect may reveal such things as the Internet protocol (“IP”) address assigned to your computer, specific pages that you accessed on the Site or within the Software or immediately prior to visiting the Site and/or the Software, and the length of time you spent at the Site (or using the Software). The purposes for which this information is collected and used include facilitating Site and Software operation and system administration, generating aggregate, non-identifiable statistical information, monitoring and analyzing the Site and/or Software traffic and usage patterns, and improving the content and content delivery with regard to the Site and/or Software and the online media, content, materials, opportunities, features and services that we describe or make available on the Site or through the Software.

Although, like many other websites, our Site may at any time, in our discretion, use “cookies” to help us recognize visitors when they return to the Site and/or Software or as they move among the different portions of the Site and/or Software, we do not currently use cookies, or other tracking mechanisms, to collect personal or individually identifiable information.

While some aspects of the Site may provide information that is intended for children, we do not knowingly or intentionally collect personal or identifying information from children. We strongly recommend that children get their parent’s or guardian’s consent before giving out any personal information. If you are under 18, you are not permitted to use our Site.

How Do We Use The Information That We Collect?

In addition to the uses mentioned or described above, or otherwise described in our Wealth Tree Financial Terms of Use, we use the information that you submit to us to accomplish the purpose for which it was submitted. For example, if you submit your name and credit card information to use through the Site in order to obtain a license for the Software, we will use that information to create your user account for the Software and charge you the applicable licensing fees.

Likewise, if you use the Software to perform certain financial calculations, we will use the information you submit to perform the calculations and display the results . We may also use the information that we collect from or about you to analyze and improve the content, features, materials and services that we make available on the Site and/or Software, to notify you of changes made to the Site or the Software or new features made available on or through the Site or the Software, to evaluate your needs and customize the Site content delivered to you according to those needs, to send you promotional materials that you request from us, and for other legitimate and lawful business purposes. If you contact us for support or assistance, we may use information that you provide or that we collect about you or your system for purposes such as verifying whether your system meets the minimum requirements needed to use the Site and/or Software and our various services.

With Whom Do We Share Information That We Collect?

In addition to the uses mentioned or described above, or otherwise described in our Wealth Tree Financial Terms of Use or Software License Agreement, in the course of conducting our business, we may, as appropriate, transfer Collected Information, whether solicited or unsolicited, to our offices throughout the world, catalog and add such Collected Information to our databases3 (including for use in expanding and optimizing the Software and features contained therein and designing new features), and transmit such Collected Information to our affiliates and contractors and, to the extent necessary to accomplish the purpose for which information was submitted, to other third parties.

We may from time-to-time utilize a number of trusted business and marketing partners in delivering the online media content, materials, and features and services available on or through the Site and/or Software to you. To the extent necessary for purposes of communicating with you or fulfilling your requests for our products or services, or your subscriptions to such content, features and services, and materials, we may share information about you with these business partners. We may also produce reports on Site traffic and/or Site or Software usage patterns and share these reports with our business partners and others, but the information contained in these reports is anonymous and does not allow identification of any specific individual. Please rest assured that, other than as expressly provided in this Privacy Policy, the Wealth Tree Financial Terms of Use, and the Software License Agreement, any Collected Information that we obtain about you will be reported outside our organization only in aggregated formats and will not be distributed in a manner that will identify or be attributable to any particular or specific individual or company.

We may disclose information about you if we become subject to a subpoena or court order, or if we are otherwise legally required to disclose information. We may also use and disclose information about you to establish or exercise our legal rights, to enforce the Wealth Tree Financial Terms of Use, to enforce the Software License Agreement (if applicable), to assert and defend against legal claims, or if we believe such disclosure is necessary to investigate, prevent, or take other action regarding actual or suspected illegal or fraudulent activities or potential threats to the physical safety or well-being of any person.

As Wealth Tree Financial continues to grow and develop, it is possible that its corporate structure might change or that it might merge or otherwise combine with, or that it or portions of its business might be acquired by, another company. In any such transactions, customer information generally is, will most probably be, and should be expected to be, one of the transferred business assets.

What Choices Do You Have?

When corresponding with Wealth Tree Financial or our representatives, or when making a request for information or otherwise interacting with Wealth Tree Financial or others through the Site and/or the Software, you choose what information to supply, what questions to pose and comments to make, whether you wish to receive further information, and by what method of communication such information should be delivered. Please take care to share only such information as is needed or that you believe is appropriate.

How Do We Protect Information Collected About You?

Wealth Tree Financial takes commercially reasonable measures to secure and protect information transmitted via or stored on the Site and in the Software and transmitted to and from the Site and Software. Nevertheless, no security system is impenetrable. We cannot and do not guarantee that information that users of the Site or the Software may happen to transmit or otherwise supply, or that any communications or any electronic commerce conducted on the Site or using the Software, is or will be totally secure. You agree to immediately notify us of any breach of Site’s or the Software’s the Software’s security, this Privacy Policy, the Wealth Tree Financial Terms of Use, or the Software License Agreement (if applicable) of which you become aware.

Linked Sites

For your convenience, some hyperlinks may be posted on the Site or included in the Software that link to other websites or Software not under our control. We are not responsible for, and this Privacy Policy does not apply to, the privacy practices of those sites or of any companies (including Partner Companies) that we do not own or control. We encourage you to seek out and read the privacy policy of each website that you visit. In addition, should you happen to initiate a transaction on a website that our Site or Software links to, even if you reached that site through our Site or Software, the information that you submit to complete that transaction becomes subject to the privacy practices of the operator of that linked site. You should read that site’s privacy policies to understand how personal information that is collected about you is used and protected.

Changes to Privacy Policy

From time-to-time, we may change our privacy practices, and this Privacy Policy, because of changes in relevant and applicable legal or regulatory requirements, our business practices, or in our attempts to better serve your needs and those of our other customers. Notice of such changes to our privacy practices will be given in the manner described in the Wealth Tree Financial Terms of Use and a revised Privacy Policy will be posted on the Site.

Who Can You Contact For More Information?

If you have any questions or suggestions about the Site, the Software, Wealth Tree Financial, or our products, services, or privacy practices, please contact us at the numbers or address given below.

Wealth Tree Financial

info@wealthtreefinancial.com

Acknowledgement

BY ACCESSING OR USING THE SITE OR THE SOFTWARE, YOU ACKNOWLEDGE THAT YOU HAVE

READ, UNDERSTAND, AND CONSENT TO THE PRIVACY PRACTICES, AND TO THE USES AND

DISCLOSURES OF INFORMATION THAT WE COLLECT ABOUT YOU, THAT ARE DESCRIBED IN THIS 5

PRIVACY POLICY, AND YOU AGREE TO BE BOUND BY THE WEALTH TREE FINANCIAL TERMS OF USE REFERENCED

ABOVE.